Our Finance Solutions

Financial Inclusion Starts with Opportunity.

 

At Entity Financial Services (EFS), we design credit solutions that remove the barriers faced by individuals and businesses in the informal and household sectors. Whether you are a foreign national with legal status, a South African without a credit profile, or a small business seeking capital to grow, we assess your potential — not just your paperwork.

 

Our credit services are simple, responsible, and personalised to support financial dignity, stability, and long-term inclusion.

 

1. Credit for the excluded

 

Whether you are new to South Africa, you don't have a credit score or are simply overlooked by traditional finance system - Entity Financial Services will give you a chance, we fund the client groups listed below through our easy online credit building support.

 

• Foreign nationals with diplomatic or permit status and working in South Africa

• South African nationals with no credit record

 

2. Business funding

 

We support community based and emerging businesses with flexible project-based funding. Whether you are building a new business, expanding on an existing one - we can partner with you through our Short-Term working capital loans repayments linked to revenue and Project Specific Credit Loans.